4 Things To Know About Medicare Advantage Plans

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You may have heard a lot about Medicare Advantage over the past few years. However, 46% of American seniors 'never or very rarely' check their plans and more than half don't do so year to year, reports the NY Times. If it ain't broke, don't fix it, right? It might...
You may have heard a lot about Medicare Advantage over the past few years. However, 46% of American seniors 'never or very rarely' check their plans and more than half don't do so year to year, reports the NY Times.

If it ain't broke, don't fix it, right? It might not be broken, but MA could work better for some seniors than traditional Medicare. Let's have a look at a few basics.

You still have Medicare!

Medicare Advantage plans must include the benefits of traditional Medicare; that is to say the hospital insurance of Medicare Part A and the medical insurance of Medicare Part B. There's the good news.

The even better news is that many Medicare Advantage plans can cover the supplementary services that traditional Medicare doesn't – dental services like cleanings, x-rays and root canals, for example; helping lower out-of-pocket costs vs. traditional Medicare. Free routine hearing exams and allowances for hearing aids are often part of your MA policy.

Medicare Advantage – or Medicare Part C, as its also known plans – typically also includes an annual physical, and may offer more preventive care than traditional Medicare. And in Medicare Advantage…
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