How To Choose the Right Homeowners Insurance

www.stltoday.com
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Here's what you need to know to choose the best homeowners insurance for you.
Pay only for the amount of coverage you actually need

When you're deciding how much homeowners insurance coverage you need and what your policy's coverage limits should be, take into account your home's replacement cost, and that of any outbuildings or structures. For a general idea of how to determine replacement cost, multiply the home's square footage by your area's building costs per square foot. An…
Paul Reynolds and Carlos Silva
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