Mortgage Insurance

Buying a home is a big investment, so before you close on your new mortgage or mortgage refinance, it's important to ask your lender these top 10 questions so you can make the best financial decision possible.

If an agent is consistently pushing you to max out or even go over your intended purchase price, it could be time to consider a different agent.

Even in light of the 2020 presidential election, mortgage rates hold steady at all-time lows. But could rates be affected by a probable Biden administration? If so, will rates rise or fall, even amid an on-going battle with COVID?

The popular option for borrowers carries certain caveats.

Mortgage rates are low overall right now, and you could get an even lower rate through the Idaho Housing and Finance Administration.

You may be able to lock in a low mortgage rate in Washington DC. Your score could be even lower if you choose a VA or USDA loan.

Life insurance applications for Americans have jumped in 2020 as the COVID-19 pandemic has made us more aware of our own mortality. No one has been more interested in their…

You may qualify for a VA loan if you or your spouse has served in the military for a certain amount of time, and if you have a good credit score.

Forbearance programs would cause liquidity problems for nonbank mortgage providers, the industry says.

Mortgage rates are at record lows — and refinancing your home loan is simple.

Prospective home buyers should aim to have this credit score to qualify for the best interest rates on mortgages. However, the minimum credit score requirements vary.

Low rates and strong demand for housing are a bright spot amid harsh GDP and unemployment news.

Even if interest rates are lower, refinancing may not always be the best path forward.

The statement asks the government to provide the "final piece of the puzzle" – a liquidity facility for single-family and multifamily servicers.

Many banks are offering mortgage relief options during the COVID-19 outbreak, but because of how the mortgage market works, some borrowers won't be eligible.

While mortgage rates are low, here's who may want to consider replacing their existing mortgage.

It's usually easier to get a government home loan than a conventional loan. You may qualify with a lower credit score and higher debt-to-income ratio.

Make sure you choose a mortgage refinance lender who lets you refinance into the type of loan you're looking for, like an FHA or VA loan.

Here's how to get help making your down payment.

Boosting your credit score is not the only way to snag a better rate.